Složeno ukamaćivanje, složena kamata, „kamata na kamatu“
vidi Compound Interest, “Interest on interest”
Šta je složeno ukamaćivanje?
SR: Složeno ukamaćivanje (Compounding Interest) predstavlja obračun kamate na kamatu. To je proces gde se kamata ne računa samo na početnu glavnicu, već i na svu akumuliranu kamatu iz prethodnih perioda. Zbog toga ušteđevina ili investicija raste sve brže protokom vremena, jer stvorena kamata nastavlja da donosi novu kamatu.
ENG: Compounding Interest represents the calculation of interest on interest. This is a process where interest is calculated not only on the initial principal but also on all accumulated interest from previous periods. Because of this, savings or investments grow faster and faster over time, as the generated interest continues to bring in new interest.